Redemption restrictions applicable to investment options

Redemption restrictions apply to some of the investment options available through the following products.

Synergy Retirement Service - Superannuation and Income Stream (Fund ABN: 64 924 606 654)
Synergy Investment Plus
East West Administration Service - Superannuation and Income Stream (Fund ABN: 64 924 606 654)
East West Administration Service - Investment Plus

Affected investment options are listed below and where the fund manager has issued a supplementary product disclosure statement or information regarding their closure which amends their products, they have been provided. Any changes in redemption processing policies will impact Synergy's ability to facilitate a number of administration requests.

Please discuss these restrictions with your financial adviser, alternatively contact our Client Service Centre on 1800 245 636.

Date	Document title
9 March 2009	AMP Capital Core Property (Class A) Fund
10 October 2008	AMP Capital Enhanced Yield (Class A) Fund
24 October 2008	APN Property for Income Fund
24 October 2008	APN Property for Income Fund No.2
23 October 2008	Aust Unity (W) Mortgage Income Trust
23 October 2008	AXA (W) Australian Income Fund
23 October 2008	AXA (W) Australian Monthly Income Fund
19 December 2008	BT Global Return Fund
15 October 2008	Challenger (W) High Yield Fund
20 October 2008	Challenger (W) Hybrid Property Fund
20 October 2008	Challenger Howard (W) Mortgage Trust
20 October 2008	Challenger Mortgage Plus Trust
24 October 2008	Charter Hall Umbrella Fund
24 October 2008	Colonial First State (W) G'teed Mortgage Fund
9 April 2009	DWS Strategic Value Fund
22 December 2008	HFA Diversified Investments Fund
24 October 2008	ING Mgmt - Monthly Income Fund
24 October 2008	ING Mortgage No 2 Trust
22 October 2008	Perpetual (W) Monthly Income Fund

The following investments have specified a window for redemptions:

Investment Window Close Date Notes

Perpetual (W) Monthly Income Fund 30/09/2010, 31/12/2010 Withdrawal instructions must be with your administration platform 5 business days prior to close date

AXA (W) Australian Income Fund 22/11/2010 Withdrawal instructions must be with your administration platform 5 business days prior to close date

AXA (W) Australian Monthly Income Fund 22/11/2010 Withdrawal instructions must be with your administration platform 5 business days prior to close date

Australian Unity (W) Mortgage Income Trust MONTHLY: closes on 22nd of each month Withdrawal instructions must be with your administration platform 5 business days prior to close date

AMP Capital Core Property (Class A) Fund MONTHLY: closes on 15th of each month Withdrawal instructions must be with your administration platform 5 business days prior to close date